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Do you work in a dangerous occupation?  According to the Bureau of Labor Statistics, the top 10 most dangerous jobs are:  1. Timber cutters  2. Airplane pilots  3. Construction laborers  4. Truck drivers  5. Farm occupations  6. Groundskeepers  7. Laborers  8. Police and detectives  9. Carpenters  10. Sales occupations  Do you have the life insurance … Read more

Buying life insurance is an easy way to protect your family after you’re gone. If you know what to look for, you can get great coverage at a price you can afford.  Why buy life insurance?  Topping the list of reasons to buy life insurance is the financial protection life insurance offers. If you’re single … Read more

 We all recognize the importance of life insurance. After all, we want to make sure that our loved ones are taken care of when we die. But before you run out and purchase a policy, do some research ahead of time. That way, you’ll be sure to get the best possible coverage at the right … Read more

You’ve just graduated from college or moved out on your own, and you’re no longer covered under your parents’ health insurance plan. Or perhaps you’ve flown the coop on your cubicle job and you’re looking for the next big thing. Maybe you’ve found a new job, but your new employer’s group health insurance plan won’t … Read more

 If you’ve lost your job, don’t panic yet about losing your health coverage, too. You could be eligible for the continuation of your health insurance benefits.  A federal law known as COBRA (short for the Consolidated Omnibus Budget Reconciliation Act of 1985) provides a vital bridge between health insurance plans for qualified workers, their spouses, … Read more

Question:  What is the difference among HMO, PPO, and POS health plans? Which is best for a small business?  Answer:  Choosing a health plan that will work for your business depends on your company’s needs and financial situation. Very large companies frequently offer employees a choice of health plans or insurers. Small companies with price … Read more

Let’s face it–in today’s world, health insurance is a necessity. With medical expenses soaring higher than a hang glider, paying for them could have you digging deep into the pockets of your jeans.  What types of health insurance are available?  Health insurance plans generally fall into one of two categories: indemnity plans (also known as … Read more

The excitement of finding a new home is often followed by a feeling of dread, anticipating the hard work that is needed to actually move into the new space. You have to pack up everything you own, move it across the town, county, state or even country, and set it all up again.  And, of … Read more

When you live in the Snow Belt, the crisp air and brilliant colors of fall remind you that a snowy winter is just a breath away. And in the winter, bad weather conditions–or perhaps an untended fireplace–may wreak havoc on your property. If your household possessions are damaged or destroyed, you’ll have a hard time … Read more

Buying a home is one of the single largest investments that most people ever make. If you need to protect that investment, your main line of defense is homeowners insurance.  Just the basics  Most standard homeowners insurance policies will provide coverage for damage to your home (and many of the items in your home) caused … Read more